*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:#152b3d;background:#fff;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.65}a{color:#006b66;text-underline-offset:4px}button,a,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,summary:focus-visible{outline:3px solid #087d91;outline-offset:5px;border-radius:5px}.wrap{width:min(1120px,calc(100% - 64px));margin:auto}.skip{position:absolute;top:-80px;left:12px;padding:12px 18px;background:#fff;z-index:20}.skip:focus{top:10px}.header{border-bottom:1px solid #edf1f2;background:#fff}.nav{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:26px}.brand{display:inline-block;text-decoration:none;color:#08265b;font-weight:800;font-size:27px;letter-spacing:-1.3px;line-height:1.3}.brand span{color:#00856f}.nav nav{display:flex;gap:28px}.nav nav 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22px;border-radius:12px;text-decoration:none;font-weight:600;font-size:15px}.button:hover{filter:brightness(1.08)}.availability{font-size:12px;color:#526673;margin:14px 0 0}.hero-visual{position:relative;padding:22px 0}.hero-visual:before{content:"";position:absolute;inset:-12px -22px;background:linear-gradient(140deg,#edf5f7,#e5f5ed);border-radius:42% 35% 37% 25%;z-index:-1}.example{background:#fff;padding:28px 30px;border:1px solid #e2eaed;border-radius:23px;box-shadow:0 20px 50px #143e5020}.example-head{display:flex;align-items:center;justify-content:space-between;gap:16px;font-size:12px;color:#526673}.example-tag{padding:3px 9px;border-radius:20px;background:#f0f4f5;font-size:10px}.balance-label{margin:29px 0 0;font-size:13px}.balance{font-size:47px;line-height:1.25;letter-spacing:-1.6px;color:#007e65;font-weight:650;margin:4px 0 27px}.balance>span{font-size:32px}.calculation{border-top:1px solid 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#d6e2e5;padding-top:20px;margin-top:30px}.legal-main{max-width:760px;padding-top:65px;padding-bottom:70px}.legal-main h1{font-size:40px}.legal-main h2{font-size:23px;margin-top:35px}.legal-main p,.legal-main li{color:#526673}.legal-main .updated{font-size:12px}
@media(max-width:900px){.wrap{width:calc(100% - 48px)}.nav nav{gap:18px}.hero{gap:35px;padding-top:65px;padding-bottom:65px}h1{font-size:45px;letter-spacing:-2px}.lead{font-size:18px}.example{padding:24px}.feature-grid{grid-template-columns:repeat(2,1fr);gap:38px}.faq-layout,.access,.about{gap:40px}.steps{gap:26px}.hero-visual:before{inset:0 -10px}.calculation>div{font-size:12px}}
@media(max-width:650px){html{scroll-padding-top:24px}.wrap{width:calc(100% - 40px)}.nav{min-height:74px;gap:12px}.brand{font-size:24px}.nav nav{display:none}.header-link{font-size:12px;gap:7px}.hero{grid-template-columns:1fr;padding-top:44px;padding-bottom:45px;gap:33px}.hero-copy{max-width:470px}h1{font-size:44px;line-height:1.12;letter-spacing:-2px;margin-bottom:20px}.eyebrow{font-size:10px;letter-spacing:1.2px;margin-bottom:15px}.lead{font-size:17px;line-height:1.6;margin-bottom:23px;max-width:350px}.button{min-height:50px;font-size:14px;padding:13px 19px;gap:20px}.hero-visual{padding:12px 6px}.example{padding:23px;border-radius:20px}.example-head{font-size:12px}.balance-label{margin-top:24px}.balance{font-size:44px;margin-bottom:20px}.calculation>div{font-size:13px}.hero-visual:before{inset:0 -3px}.visual-caption{font-size:10px}.trust-strip>.wrap{flex-wrap:wrap;justify-content:center;gap:7px 20px;font-size:11px;text-align:center;padding:17px 0}.section{padding-top:52px;padding-bottom:52px}h2{font-size:29px;letter-spacing:-1px}.section-intro>p:not(.eyebrow){font-size:15px}.steps{grid-template-columns:1fr;gap:27px;margin-top:29px}.steps li{padding-top:17px}.step-number{margin-bottom:9px}.steps h3{font-size:19px;margin-bottom:8px}.feature-grid{grid-template-columns:1fr;gap:29px;margin-top:30px}.feature-grid article{display:grid;grid-template-columns:34px 1fr;column-gap:15px}.feature-icon{width:30px;height:30px;grid-row:1 / 3;margin-top:0}.feature-grid h3{font-size:18px;margin-bottom:8px}.feature-grid p{font-size:14px}.about,.faq-layout,.access{grid-template-columns:1fr;gap:24px}.about-copy p{font-size:15px}.about-copy .honest-note{font-size:13px}.faq summary{font-size:15px;padding:18px 0;gap:16px}.faq details>p{padding-right:12px}.support{padding:25px 0 0;border-left:0;border-top:1px solid #dce5e8}.access .button{margin-bottom:4px}.footer{padding-top:31px}.footer-inner{align-items:flex-start;flex-direction:column;gap:15px}.footer-inner nav{gap:27px}.footer-note{margin-top:18px;font-size:10px}.legal-main{padding-top:40px}.legal-main h1{font-size:34px}.legal-main h2{font-size:22px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

@media(max-width:375px){h1{font-size:39px;letter-spacing:-1.8px}}

/* Public calculator and discovery navigation */
.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:16px}.text-link{font-size:14px}.footer-inner nav{flex-wrap:wrap;gap:8px 22px}.calculator-main{padding-top:60px;padding-bottom:60px}.calculator-main>.lead{max-width:660px}.calculator-layout{display:grid;grid-template-columns:1.15fr 1fr;gap:42px;align-items:start;margin-top:34px}.calculator-form,.calculator-result{padding:30px;border:1px solid #dce5e8;border-radius:22px}.calculator-form h2,.calculator-result h2{font-size:26px}.calculator-form .small{color:#526673;font-size:14px}.calculator-form label{display:block;font-size:14px;font-weight:600;margin:20px 0 7px}.calculator-form input{width:100%;min-height:48px;border:1px solid #9fb5bf;border-radius:10px;padding:12px;font:inherit;color:#152b3d;background:white}.calculator-form input:focus-visible{outline:3px solid #8cd4c6;outline-offset:2px}.calculator-form input[aria-invalid=true]{border-color:#b12c39}.field-help{font-size:12px;color:#526673;margin:7px 0 0}.calculator-result{background:#f3f9f7;position:sticky;top:24px}.calculator-result .balance{font-size:42px;overflow-wrap:anywhere}.calculator-result .button{margin-top:22px}.negative,#calc-error{color:#a62434}.calculator-guide{max-width:780px;margin-top:64px}.calculator-guide h2{font-size:25px;margin-top:32px}.calculator-guide p{color:#526673}.calculator-result strong{white-space:normal;overflow-wrap:anywhere;text-align:right}@media(max-width:650px){.calculator-main{padding-top:38px}.calculator-layout{grid-template-columns:1fr;gap:20px}.calculator-form,.calculator-result{padding:22px}.calculator-result{position:static}.calculator-guide{margin-top:42px}.calculator-result .balance{font-size:36px}}